In October 2015, Jen and Brian Granek took a trip to Costa Rica. Before they returned to their home in Maryland, one moment changed their lives forever.
While celebrating Jen’s 40th birthday, the couple took a ride on separate ATVs together. That’s when the mom of three drove over a steep embankment and suffered a severe traumatic brain injury. After undergoing brain surgery and initially being placed into a medically induced coma, Jen spent a little over a year getting physical, occupational and speech therapy in a Baltimore hospital. While she was making slow but gradual progress there, the hospital received a devastating call from her insurance company, CareFirst, in November 2016.
« They said, ‘It’s an hour before the close of business, and today’s the last day we’re going to cover anything.’ So they cut her off completely, » Brian said.